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Smartum Giftcard vs. Smartum OwnGiftcard

What is the difference between Smartum Giftcard and Smartum OwnGiftcard?

  • Smartum Giftcard is a new product specifically designed for consumers and is not tied to employment benefits, which Smartum also offers. Smartum employee benefits cannot be used to buy Smartum Giftcard.
  • Smartum OwnGiftcard is designed exclusively for employees who receive Smartum employee benefits, allowing them to extend the usage period of certain benefit types (exercise, culture and massage). OwnGiftcard can only be purchased with Smartum employee benefits.