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SmartumSaldo - Order all benefits at once and pay in advance

You are most welcome to order Smartum benefits for your employees!

You get to make your staff happy very soon. But first, please choose the right fit for your company from the options below. 

If you have any questions, our customer service is happy to help you!

This is our first time ordering

  • For companies that have not ordered Smartum benefits before
  • First register to the service
  • After registering you get to order benefits
  • The username and password created is used also when doing an order renewal.
Sign up and order

We have ordered benefits before

  • For companies that have ordered Smartum benefits before
  • Since you have ordered before, you already have a Smartum account
  • Log in to Smartum web service and make an order!
  • You can find the instructions for ordering from our Help Center
  • If you have forgotten your password, you can ask for a new one here.
Sign in and order
SmartumSaldo benefits

You get all of this with SmartumSaldo

With the SmartumSaldo, you can offer your employees the lunch, exercise and cultural benefits with the amount you choose, as well as a commuting benefit, a health benefit, a bicycle benefit, and a physiotherapy and massage benefit. Employees can pay with digital benefits online or with the SmartumPay application, depending on the place of use.

Ordering and managing the SmartumSaldo is easy. You can track how many benefits have been used and eventually the unused balance will be returned to your company's Smartum account, from which it can be used to order the same benefit again. The total cost depends on the number of employees and the total value of the benefit offered.

The benefits are valid for 15 months after they have been activated.

Did you know that you can also order benefits with post-invoicing or as vouchers?

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SmartumPlus – Order benefits with post-invoicing


Ordering through SmartumPlus is stress-free, because you don't tie up equity in the benefits, since you pay for the benefits once a month according to their actual use.

When you order benefits and distribute them to your employees in the amount you want, they can choose how to use their benefits according to the limits set by the tax authority. Ordering the SmartumPlus service requires that your company's credit rating is good.

The benefits are valid until the end of the current calendar year after the time of order.

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Take care of the most important people in your company, i.e. your employees, and order Smartum benefits for your work community

Order Smartum benefits independently from the SmartumPlus service.

Order SmartumPlus benefits here


If you are ordering Smartum benefits for the first time, you can book an effective half-hour remote meeting with our expert from the link below! When booking a meeting time, please let us know what we can help you with or which products you are interested in hearing more about.