Great food equals more efficient working day
Encourage your employees to enjoy healthy and delicious lunches with Smartum's lunch benefit. With lunch benefit, your employees can enjoy their meals in almost 9000 lunch venues across Finland. Using lunch benefit is easy with SmartumPay mobile app or traditionally with lunch vouchers.
You can offer lunch benefit as digital lunch saldo, paper vouchers, or as a part of SmartumPlus service. The choice is yours!

Lunch saldo
Lunch as digital saldo
With lunch saldo it is possible to pay the amount between €8.50 and €13.50 at once, according to the guidelines of the tax authority. The lunch saldo in the employee's Smartum account will be valid for a 15 month period.
Ordering and costs
Ordering and managing Smartum's digital lunch saldo is easy in Smartum web service. You can offer the lunch saldo also as an ongoing subscription, in which case you don't have to create a new ordering list every month, but the system will create it automatically.
.jpg?width=1500&name=Nimet%C3%B6n%20suunn.malli%20(4).jpg)
Taxation of lunch benefit
Tax deductions with lunch benefit
The lunch benefit is a benefit worth money – for the employer as well as the employee. The employer can make tax deductions for the costs. As for the employee, they either get a fringe benefit in addition to the salary or a lunch deduction.
You can offer lunch benefit as digital saldo or paper vouchers. With lunch saldo the employees can pay the cost of part of the cost of their meal that lands between 8.50 € and 13.50 €. The vouchers are valued at 11.30 € and 13.50 € in the year 2024.
Read more about the taxation of lunch benefit from our tax guide.

Also these well-being benefits were offered by other employers
Exercise & culture benefit
Get your employees cultured or moving! Pamper your staff with exercise and culture benefit – they can do sports and enjoy culture activities with the same benefit.
Exercise benefit
Put a smile on your employees' faces with exercise benefit! With exercise benefit you can support the sporty hobbies of your employees.
Commute benefit
Encourage your employees to commute in a smart way with commute benefit! Commute benefit will also help your employees to travel more ecologically.
Massage benefit
Add a touch of luxury to your employees' lives while supporting their work capacity with Smartum Massage Benefits. When shoulders get stiff, the benefit can be used at thousands of massage venues in our network.

Interested?
Order lunch benefit and make your employees happy! By leaving your contact information here, our expert will contact you and helps you to choose the service that best tend to your needs.