Success and well-being with employee benefits!

With Epassi-Smartum benefits, you promote the individual well-being of your employees. We are Finland's largest provider of employment benefits, and you can find all tax-free employment benefits in our selection.

Smartum benefits user - instructions and Smartum Pay application.

New customer - get to know the Epassi benefits!

Smartum customer - log in here, manage your benefits and order benefits for 2025:

Smartum Plus Smartum Saldo

Let us help you enhance your employee wellbeing

Almost 40 000 different venues

We want to make sure your employees can live their everyday life to the fullest and maximise their wellbeing. In order to do this, Smartum benefits can be used in almost 40 000 different venues across the country. Our easy to use SmartumPay app constantly gets the best reviews on the market and makes paying for activities seem effortless.

Support your employees' wellbeing

With the Smartum fringe benefits you support your employees' wellbeing in a cost effective way. By putting effort into the wellness of your employees, you also uphold working ability and save in sick leave costs. The Smartum fringe benefits are a financially smart way to do good and make your employees happy.

Save money with tax supported benefits

All fringe benefits provided by Smartum are tax supported and fulfill the tax authorities requirements. Our fringe benefits are a safe way to help you support your employees wellbeing. Our benefits work great for organisations of all sizes. According to price comparisons made, Smartum fringe benefits are the most affordable on the market.

Attract and hold on to the best talent

Studies show that Smartum is the most desired fringe benefits provider on the market. We are the right partner for you, if you hope to attract the best talent, hold on to your best employees, and if you hope to enhance your employees' individual wellbeing while upholding the idea of a humane working culture. Join with over 13 000 other employers who trust Smartum!

Smartum's employee benefits enhance a healthy mind and body

We all need different things to make us feel good. When you provide your employees Smartum employee benefits, you give each employee the best possible tools to help them enhance their own wellbeing. With Smartum you can pay in almost 40 000 venues. These venues consist of lunch, exercise, culture, massage, physiotherapy, commuter and even bicycle service providers.

Paying with Smartum is smooth and easy. Payments methods include: The SmartumPay app, online payments, text message payments or the physical vouchers.

Lunch Benefit

Encourage your employees to eat healthy and have restorative lunch breaks. Our lunch network consists almost 9 000 venues accross the country. Order the Smartum lunch benefits for your employees and support versatile eating!

Exercise Benefit

The Smartum exercise benefit is the way towards refreshing moments of well-being. There are over 11 000 exercise venues in the Smartum network. This means that there is something for everyone, whether you thing is pole dancing, swimming, ball games or just the regular gym.

Exercise & Culture Benefit

The Exercise & Culture benefit will give your employees the possibility to do whatever makes them happy. There are over 15 000 exercise and culture venues in our network.

Massage Benefit

Add a touch of luxury to your employees' lives while supporting their work capacity with Smartum Massage Benefits. When shoulders get stiff, the benefit can be used at over 5,000 massage and physiotherapy venues in our network.

Commute Benefit

Support your employees' everyday commuting by offering them the Smartum Commute Benefits. This is an economical and ecological way to support your employees commuting. Employees can pay for public transport directly in the HSL or VR apps, of by paying for tickets using the SmartumPay app at ticket sales venues.

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Health Benefit

The Smartum Health Benefit will take your employees' wellbeing to the next level. Whether your employees are in need of dental care, some extra lab tests or new spectacles, we have got you covered. The Smartum Health Benefit ensures that you can support your employees' individual needs to the fullest.

SmartumPlus

The flexible SmartumPlus benefits can be used as a payment method in all our over 30 000 venues with SmartumPay app. The Smartum network consists of lunch, exercise, culture, massage, physiotherapy and commuting venues.

SmartumPlus is an easy and cost effective solution for flexible benefit (containing all benefit options of your choice) and lunch benefit. With SmartumPlus, you can pay the benefits in advance, or monthly, according to the actual benefit usage.

SmartumPlus benefits are valid for one calendar year (prepayment) or until the end of the current calendar year at the time of order (monthly afterpay plan).

Smartum Saldo

With the Smartum Saldo, you can provide your employees with the specific amounts of benefits of your choice. The benefit options are lunch, exercise, exercise and culture, commuting, physiotherapy and massage benefits. Your employees can use these benefits electronically with the SmartumPay app or use Smartum online payment.

Ordering and managing the Smartum balance is easy. You can track how many benefits have been used. If your employees do not use all their benefits, the unused balance is returned to your company's Smartum account. After the unused balance has been returned to your company’s Smartum account, you can re-share these benefits when ordering the next time. The total cost depends on the number of employees and the total value of the benefit offered.

The benefits are valid for 15 months after they have been shared.

10 September 2024

Epassi Joins Forces With Smartum to Strengthen Its Expansion in Europe

Epassi, one of Europe’s leading providers of employee benefit payment services, has joined forces with the Finnish company Smartum. This acquisition supports Epassi’s growth ambitions and enhances the company’s expertise in the employee benefit market.